In September 2019, Prime Minister Narendra Modi launched the PM Samman Nidhi Yojana in Ranchi, Jharkhand. The scheme aims to provide income support to small and marginal farmers across the country. Under this scheme, farmers receive Rs. 6,000 per year in three equal instalments directly into their bank accounts. Here’s all you need to know about the PM Samman Nidhi scheme:

Eligibility criteria:

To be eligible for the PM Samman Nidhi Yojana, farmers must meet the following criteria:
Small and marginal farmers: Owners of up to 2 hectares of cultivable land are considered eligible for the scheme.
Families: The scheme is applicable to all landholding families, irrespective of the number of members in the family.
Age limit: There is no age restriction for farmers to avail of the benefits of this scheme.

Benefits of the scheme:

  • Financial support: Eligible farmers receive Rs. 6,000 per year in three instalments of Rs. 2,000 each directly into their bank accounts.
  • Income security: The scheme provides income security to small and marginal farmers, helping them meet their financial needs.
  • Direct benefit transfer: The amount is directly transferred to the beneficiaries’ bank accounts, ensuring transparency and reducing leakages.

Application process:

  • Farmers can apply for the PM Samman Nidhi Yojana through their nearest Common Service Centre (CSC) or through the official website of the scheme.
  • They need to provide details such as Aadhaar number, bank account details, and landholding information during the application process.

Implementation:

  • The scheme is implemented by the Department of Agriculture, Cooperation & Farmers Welfare under the Ministry of Agriculture & Farmers Welfare, Government of India.
  • The funds are directly allocated to the beneficiaries’ bank accounts to ensure timely disbursal of the financial assistance.

Impact of the scheme:

  • The PM Samman Nidhi Yojana has benefited millions of small and marginal farmers across the country, providing them with a reliable source of income.
  • It has helped in reducing rural distress and improving the economic condition of farmers, especially during challenging times such as crop failures or natural disasters.

Frequently Asked Questions (FAQs):

1. How can I check the status of my PM Samman Nidhi application?
You can check the status of your application online through the official website of the PM Samman Nidhi Yojana using your application reference number.

2. Is there any helpline number for the PM Samman Nidhi scheme?
Yes, farmers can call the toll-free helpline number 18001155266 for any queries related to the scheme.

3. Can farmers without landholding apply for the PM Samman Nidhi Yojana?
No, the scheme is specifically for small and marginal farmers who own up to 2 hectares of cultivable land.

4. Are tenant farmers eligible for the PM Samman Nidhi scheme?
Tenant farmers are not eligible for the scheme. Only landholding farmers are considered under this scheme.

5. What documents are required to apply for the PM Samman Nidhi Yojana?
Documents such as Aadhaar card, bank account details, and landholding documents are required to apply for the scheme.

6. Can farmers enrolled in other government schemes avail of the benefits of PM Samman Nidhi?
Yes, farmers enrolled in other government schemes can also benefit from the PM Samman Nidhi Yojana as long as they meet the eligibility criteria.

7. Are there any registration fees for applying to the PM Samman Nidhi scheme?
No, there are no registration fees or charges to apply for the PM Samman Nidhi Yojana. The process is free of cost for eligible farmers.

8. How is the instalment amount calculated under the PM Samman Nidhi scheme?
The instalment amount of Rs. 2,000 is calculated based on the total annual financial assistance of Rs. 6,000 provided to each eligible farmer in three instalments.

9. Can farmers update their bank account details after applying for the scheme?
Yes, farmers can update their bank account details by visiting the nearest CSC centre or through the official website of the PM Samman Nidhi scheme.

10. Is the PM Samman Nidhi Yojana available in all states of India?
Yes, the PM Samman Nidhi Yojana is a centrally-sponsored scheme and is available in all states and union territories of India to benefit small and marginal farmers.

The PM Samman Nidhi Yojana has been a significant step towards providing financial security to small and marginal farmers in India. By offering direct income support, the scheme has helped alleviate economic distress and improve the livelihoods of farmers across the country.

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